Last updated: October 25, 2025
Welcome to Morning Market Digest ("Company," "we," "our," or "us"). These Terms of Service ("Terms") govern your access to and use of our website, services, and daily market briefings (collectively, the "Services").
By subscribing to or using our Services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you may not access or use our Services.
You must be at least 18 years old to use our Services. By using our Services, you represent and warrant that you:
We offer a 7-day free trial for new subscribers. During the trial period, you will have full access to our Services at no charge. You will not be billed until the trial period ends, unless you cancel before that time.
After your free trial ends, your subscription will automatically convert to a paid subscription based on the plan you selected:
Your subscription will automatically renew at the end of each billing period (monthly or yearly) until you cancel. You authorize us to charge your payment method for the applicable subscription fee, plus any applicable taxes, at the start of each billing period.
All payments are processed securely through Stripe, a third-party payment processor. By providing payment information, you represent that you are authorized to use the payment method and authorize us to charge all subscription fees to that method.
We reserve the right to change our subscription prices at any time. Price changes will take effect at the start of your next billing cycle after we notify you. If you do not agree to a price change, you may cancel your subscription before the new price takes effect.
You may cancel your subscription at any time through the Stripe Customer Portal accessible from our website. To cancel:
If you cancel during your free trial, you will not be charged. If you cancel after your trial ends, you will continue to have access to the Services until the end of your current billing period, but you will not be charged for subsequent periods.
We do not offer refunds for partial subscription periods. If you cancel your subscription, you will retain access through the end of your current billing period, and no refund will be issued for the remaining time in that period.
In exceptional circumstances (e.g., technical issues preventing access to the Services), we may, at our sole discretion, provide a pro-rated refund. Please contact us at morningbrief@morningmarketdigest.com to discuss such situations.
Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use our Services for your personal, non-commercial use.
You agree not to:
All content provided through our Services, including but not limited to text, graphics, logos, articles, analyses, and email designs (collectively, "Content"), is the property of Morning Market Digest or its licensors and is protected by U.S. and international copyright, trademark, and other intellectual property laws.
You may not use, reproduce, distribute, or display our Content except as expressly permitted under these Terms. Any unauthorized use of our Content may violate copyright, trademark, and other laws.
THE INFORMATION PROVIDED THROUGH OUR SERVICES IS FOR INFORMATIONAL AND EDUCATIONAL PURPOSES ONLY AND DOES NOT CONSTITUTE INVESTMENT, FINANCIAL, LEGAL, OR TAX ADVICE. We are not registered investment advisors, and nothing in our Services should be construed as a recommendation to buy, sell, or hold any security or investment.
You should conduct your own research and consult with qualified financial professionals before making any investment decisions. Past performance is not indicative of future results.
OUR SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.
We do not warrant that:
TO THE FULLEST EXTENT PERMITTED BY LAW, MORNING MARKET DIGEST, ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, OR GOODWILL, ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS EXCEED THE AMOUNT YOU PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR $100, WHICHEVER IS GREATER.
You agree to indemnify, defend, and hold harmless Morning Market Digest and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or related to:
We reserve the right to suspend or terminate your access to the Services at any time, with or without notice, for any reason, including but not limited to:
Upon termination, your right to use the Services will immediately cease. Sections of these Terms that by their nature should survive termination (including indemnification, disclaimers, and limitations of liability) will survive.
These Terms shall be governed by and construed in accordance with the laws of the United States and the state in which Morning Market Digest is registered, without regard to conflict of law principles.
Any dispute, claim, or controversy arising out of or relating to these Terms or the breach, termination, enforcement, interpretation, or validity thereof (collectively, "Disputes") shall be resolved through binding arbitration, except that either party may bring a claim in small claims court if the claim qualifies.
You and Morning Market Digest agree to waive the right to a trial by jury and to participate in a class action lawsuit or class-wide arbitration.
We may update these Terms from time to time to reflect changes in our practices, Services, or legal requirements. When we make changes, we will:
Your continued use of the Services after the effective date of the updated Terms constitutes your acceptance of the changes. If you do not agree to the updated Terms, you must cancel your subscription.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Morning Market Digest regarding your use of the Services and supersede all prior agreements.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.
Our failure to enforce any right or provision of these Terms will not constitute a waiver of that right or provision.
You may not assign or transfer these Terms or your rights hereunder without our prior written consent. We may assign these Terms without restriction.
If you have any questions about these Terms or our Services, please contact us:
Morning Market Digest
By subscribing to Morning Market Digest, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. The information we provide is for educational purposes only and should not be considered professional investment advice.